SMS HomePage Archer Industries

Summary

txt

Topic

txt

Skill

txt

College ROI...gaining 'employable skills'

Project

The following tabs show the source code files used for this example:

Click HERE to run the this example in new tab

Dept

txt

Other courses offered by the dept department:

    Job Outlook and Wage Information

    The following table shows possible career paths related to these classes:

    Post K-12 Education Opportunities

    The following table shows possible post-K12 programs related to this SHS class:

    Class

    txt
    Course Info

    Dept: dept  ID:: crn

    Req: req  Grade Level: level (classLength)

    Prereq: prereq

    Other courses offered by the dept department:

      Union

      The following table provides a list of apprenticeships that have been offered by this group. For each apprenticeship, the table also includes links to info on the cooresponding career path.

      The following table contains the contact information for union committee.

      Contact Info
      Contact: Contact
      Email: Email
      Website:Website
      Phone: Phone
      Street: Street
      City:City
      State: state
      Zip Code: Zip

      Apprenticeship

      The following table provides a list of apprenticeship opportunities across the State of Oregon.

      The following table lists the wage and outlook information for jobs aligned with this apprenticeship area.

      College

      The Department of Education provides a lot of information about all colleges across the country. The following tables describe general information about the students who attend this school:

      Enrollment
      Undergrads: undergrad
      Grad Students: grad
      Percentage Female:female
      Percentage Male: male
      Admission Rate: admit
      Retention Rate: retain4
      Graduation Rate: finish
      Full-time Faculty:fulltime

      You can access this information plus a lot more at the following Dept of Education sites:

      toggle  Student Loan Repayment

      The following table shows the student loan status for graduates of sName. Two years after graduation, onTrack% of graduates owe less than the original loan amount of their federal student loans. These numbers do not include students who didn't graduate.

      Federal Student Loan Repayment
      Paid in Full Paid
      Owe less than orig loan balance Progress
      Owe more than orig loan balance NoProg
      Deferment (eg re-enter school) defer
      Forbearance (reduced payment): forbear
      Delinquent (30+ days overdue): Delinq
      Default (360+ days overdue): Default
      Discharged: discharge

      toggle  College Costs

      College is Expensive. It is often difficult to determine the actual costs of attendence without applying to the school. The following tables display this information using Department of Education data. Their data is based on Federal Student Loan receiptients and is intended to give you a 'ballpark' idea of the typical costs for various family situations.

      Average Cost Per Family Income
      $0 - $30k $-
      $31K - $47K $-
      $48K - $75K $-
      $76K -$110K $-
      $110K and higher $-
      Annual Cost by Item
      Overall Gross Cost $-
      Overall Avg Net Cost $-
      In-State Tuition $-
      Out-of-State Tuition $-
      Room/Board (on-campus) $-
      Room/Board (off-campus)$-
      Books $-
      Other Costs (on-campus) $-
      Other Costs (off-campus)$-

      toggle  SAT/ACT Score

      Although most schools no longer require students to submit ACT/SAT scores, this information can provide a valuable method for estimating your approximate standing at the school. Additionally, Colleges often award scholarships relative to your rank among their incoming freshman so these historic ACT/SAT scores can give you a general idea prior to applying. Also, if you are typically at the top of your high school class, this info could help manage your expectations when you are just one of numerous smart kids in class. eg. If you are a STEM major in the bottom 25% of your college class, it is highly-likely that you will change to an 'easier' major regardless if you attend Harvard, OSU or PCC.

      SubjectACTSAT
      25%50%75% 25%50%75%
      Math
      English
      (Wr/Read)

      toggle  Field of Study

      This section provides information on every degree program offered at sName. The Federal Department of Education updates the College Scorecard data (wages/number of grads) annually.

      The following table describes the color-coding scheme for average wages of program graduates.

      • Income: The minimum income bar was somewhat arbitrarily set at $31,200 based on working fulltime @ $15/hr ($15/hr * 40hr/week * 52weeks/year). Loan amounts are based on average student loans for the school (not degree). The payments are based on 10-year loans and use post-tax income.
      • Investment: The ROI bar attempts to evaluate the results of investing the EDU costs against investing up to 15% of your income (eg. 401K) after cost-of-living expenses and loan payments.
      SummaryIncomeEducation Investment ROI
      Higher-Income, Positive ROI Average Wage more than $15/hour after loan payments <15% income contribution will outgain investing EDU costs
      Higher-Income, Negative ROI Average Wage more than $15/hour after loan payments 15% income contribution will not outgain investing EDU costs
      Lower-Income, No Investments Average Wage less than $15/hour after loan payments No disposable income for investment after loan payments
      Average Wage less than $15/hour Average Wage less than $15/hour with No loan payments No disposable income for investment after living expenses

      The following table provides data specific to this school. The results are sorted by the most popular degrees.

      Degree

      The following section shows the degree progams available with the state of Oregon.

      Degrees from Oregon Post-K12 Schools

      data

      Related Occupations

      The following table shows related jobs for graduates with this degree:

      data

      Job Group

      txt
      data

      Job

      toggle  Future Job Growth

      The state provides wage and job outlook information for the state of Oregon. provides information for the entire country (including breakdowns of state and regional areas). The following table displays job outlook and wage information for jobName relative to other jobs in the State of Oregon.

      Job Projection Data
      Relative GroupsCurrent Number
      of Jobs
      Projected Jobs
      in 10 Years
      Projected Annual Openings
      (new & replacement)
      All Jobs in Oregon
      Similar
      Similar Jobs

      The state provides some for jobs.

      toggle  Regional Dependencies

      The following image shows employment openings for across the nation. This information provides a sense of whether a particular job is regionally-dependent.

      Recent Employment of this job, by area

      toggle  Current Job Wages

      The state provides wage and job outlook information for the state of Oregon. provides information for the entire country (including breakdowns of state and regional areas). The following table displays job outlook and wage information for jobName relative to other jobs in the State of Oregon.

      Job Wage Data
      Category10%25%Median75%90%
      All Jobs in Oregon - - - - -
      Similar - - - - -
      Similar Jobs - - - - -
      - - - - -

      toggle  Related Occupations

      Every job requires a certain set of skills. The Bureau of Labor Statistics provides the following websites to help identify the skills, knowledge topics, and education requirements for each job.

      • mnm shows a summary of the skills and employment forecast for this occupation.
      • o*net contains the same information with more details.

      The following table shows occupations that require similar skills as a .

      toggle  Post-Secondary Education

      Career ROI Tool

      This web-based tool generates some 'ballpark' estimates so you can evaluate/compare the Return-On-Investment (ROI) for different College and Career paths. It applies some reasonable, editable assumptions and compares the possible long-term outcomes. You can chose a generic job ($N/hour with 3% annual raises), college program (School/Degree-specific salary data from College Scorecard) or a job (salary data from Bureau of Labor Statistics). For each path option, you can also factor the financial effects of various education paths (SHS, Comm College, University).

      The methodology used by this tool is based on a series of New York FED articles.

      Create Custom Scenario for

      Modify Life Parameters

      Adjust the parameters used to evaluate annual living expenses, loan payments, and investments

      Starting Cost-Of-Living (2% annual increase)
      Min Weekly Income
      Modify Education Options

      Specify number of terms (1 term = 15 credits/quarter) at each Institution for Custom scenario

      terms in High School via AP/Dual Credit/Extended Options)
      terms at Community College
      terms at College/University
      Initial Student Loan Amount

      Summary of Results

      Using the methodology from the New York FED paper, the following data compares the possible income and wealth outcomes of acquiring a degree against investing the same amount of money in a stock market index fund and getting a generic job that only requires on-the-job training. Although the values appear to have a level of precision, they should not be taken literally and are just intended to show a reasonable, possible outcome. Every one's situation is unique.

      Income (working and retirement)

      This table and graph summarize the possible 'income' outcomes of the three scenarios. The calculations assume % annual pay increases and % inflation rate. thus each 'curve' appears to be linear.

      For the 'base' and 'custom' scenarios, the first eight years use annual, equal increments from the 10th percentile ($) to 50th percentile () of the salary range for the specified job. Thus the slope may appear slightly different at the beginning of the career.

      Summary of Working and Retirement Income
      DataGeneric JobBase PathCustom Path
      Initial year income
      Final year income
      Lifetime post-tax income
      minus loan payments
      Annual Retirement Income

      Wealth (Loans and Investments)

      This table and graph summarize the possible 'wealth' outcomes of the three scenarios. Wealth is your investments minus your loans. Unlike the linear 'income' curves, the 'wealth' curve is exponental due to compound interest (unless you are unable to make your loan payments). The calculations assume you achieve the specified 'minimum weekly income' before paying any loans (if necessary, it pulls from investments to achieve the weekly income goal). It also assumes you can make your full loan payment before you add to your investments. The investments are capped at 30% of post-tax income or 15% of gross income. Investments grow at 7% annually.

      Summary of Loans/Investments
      DataGeneric JobBase PathCustom Path
      EDU Costs
      Oppotunity Costs
      Student Loans
      Initial Wealth
      Age paid off loans
      Final year interest
      Final year Wealth

      Detailed Table of Results

      Age Cost Of Living Generic Job Base Path Custom
      Annual IncomeInvestLoanWealthMonthly Post-tax Income Annual IncomeInvestLoanWealthMonthly Post-tax Income Annual IncomeInvestLoanWealthMonthly Post-tax Income